Choose Prosper Rewards with your car or home package and get cash back in your pocket if your insurance remains claim-free and uninterrupted for a period of 4 years. The amount that you'll get back will be either your entire first year's premiums, or 25% of all your premiums paid over the 4 years (whichever is the lesser).

But there's more to Prosper Rewards than money back. We know that retrenchment is a frightening experience and the chances of getting a new job immediately are slim, equally frightening is the thought of serious illness, disablement and or even death.

A premium waiver benefit for each of these eventualities is automatically included with your Rewards package. This means that your insurance premiums will be made on your behalf if you are retrenched, disabled, die or if you are diagnosed with a dreaded disease. Your car/home cover will remain active for up to 6 months and your Rewards bonus pay-out will not fall away.